FAQ | Odessa Car Title Loans

Frequently Asked Questions:

Q. How close is Odessa Car Title Loans of Texas to me?

A. Odessa car title loans is the very best way to get a cash advance on the title of your car in Odessa, Texas. With No Credit Check, No Penalty for paying your loan off early and some of the Lowest Rates in Texas, you can be sure that we make getting your cash quick and easy! Just complete the quick quote form to see how much you can get! Find out how much you can get takes only a minute! We do not check your Credit! Come pick up your Cash or we can wire you the Money!

Q. What is a car title loan?

A. A car title loan is a short-term loan secured against your vehicle. In some regions, vehicle title loans are known as "pink-slip" loans or "car title loans”, “Auto Title Loans” and consumer Installment loans.

Q. Tell me when you are open.

A. We're here for you 24/7 all year long. And you can always see how much money you can get on the title of your car just by filling out our quick quote form. No Credit Check and it takes less than 60 seconds.

Q. When will I get my cash

A. You can get approved in less than 60 seconds and we can come in and pick up your cash or we can even wire you the money in your account Today! It's that easy!

Q. Which documentation do I need to get my cash?

A. 1. Title of vehicle -free and clear of any liens 2. State drivers license 3. Social Security Card -with SS number 4. Proof of insurance 5. Current home utility and phone bill 6. Most current paycheck stub 7. Two references 8. Your spare set of car keys.

Q. Do you contact employer and/or references?

A. We do verify employment and reference but does not disclose the purpose of the business because we respect your privacy.

Q. What type of credit do I need to get money?

A. None, Good, Bad, Ugly we do not care, because Our car title loans are NOT based on your Credit but rather your vehicles value. Want to see how much cash you can get on the title of your car in less than 60 seconds? Fill out our quick quote form now!

Q. I've had a bankruptcy in the past can I still get cash with you?

A. Poor credit and bankruptcy do not limit your ability to get a loan through us. In the case of bankruptcy, it must be at least 180 days since it was discharged.

Q. What other collateral do I need?

A. A vehicle is all that is needed!

Q. What if I have more than one vehicle, can I get more cash for that vehicle?

Q. How much can I borrow?

A. The amount we loan is determined by the value of the car/s. You can borrow from $600-$40,000 with no credit check!}

Q. How long does it take to receive my cash?

A. As soon as we approve your loan you can get your cash today!

Q. Is there a "cooling off" period after I pay off my loan?

A. No, there is no "cooling off" period. You can apply for a new loan immediately.

Q. How do I make a payment?

A. The options include Money Order, Debit Card -Visa/Mastercard, Certified Check A customer must pay at least the monthly installment, which is due. Payments can be made in addition to the minimum.

Q. Is there any prepayment penalties?

A. We do not charge penalties for early payment.